West Bengal Student Credit Card Scheme 2021 Apply Online| WB student credit card registration online| interest rate| loan details| west bengal student credit card scheme in pdf| official website portal| eligibility: West Bengal state government has launched “Student Credit Card Scheme 2021” for the welfare of students who need financial help for their studies.
Students can get up to soft loans up to Rs.10 lakhs for their higher studies with the help of a student credit card with a simple interest of 4%. This is a very big and must-needed initiative by the WB state government for the welfare of students who need money for their higher studies.
In this article, we have shared all the important details on how you can apply online for this student credit card, the eligibility conditions, how the registration procedure is done, etc.
West Bengal Student Credit Card Scheme 2021
The Trinamool Congress led by CM Mamta Banerjee had promised in its election manifesto that they will launch the student welfare scheme and now they have launched this Student Credit Card Scheme pdf for the students.
Students who are studying in the 10th standard or above and having lived in the west bengal state for 10 years will be eligible for the student credit card.
Till now the state government has not released any official information for the students and the Department of Higher Education has been holding online meetings with colleges to explain the new student credit card scheme.
The scheme was among the poll promises made by Trinamool Congress chief Mamata Banerjee during the recent Assembly elections.https://t.co/ytqY67jLzw
— The Hindu (@the_hindu) June 29, 2021
With this scheme’s help, students can get loans up to Rs.10 lakhs for their higher education. And they can repay the loan after getting a job within 15 years. So this a big-time gap and the best opportunity for the students.
Read Also: WB Karma Sathi Prakalpa Online Apply
Key Objectives of WB Student Credit Card Scheme
|Scheme||Student Credit Card Scheme|
|Launched By||West Bengal State Government|
|Department||Department of Higher Education WB|
|Beneficiaries||Students of West Bengal|
|Benefit||Loan of Rs. 10 Lakh|
|Loan Repayment Time||After getting Job within 15 years.|
|Interest Rate||Simple Interest of 4%|
|Official Portal||banglaruchchashiksha.wb.gov.in or wbgov.in|
|Official Website||To be Confirmed|
Under this scheme, WB State government will provide hassle-free and collateral-free loans to students belonging to West Bengal, those who want to study higher within or outside the State or abroad.
Banks will not insist on any security/collateral security in tangible/intangible form other than co-obligation of parents or legal guardians.
Under the leadership of @MamataOfficial The West Bengal cabinet approved the student credit card scheme, which the @AITCofficial had promised in its election manifesto.
This revolutionary scheme can help millions of students in West Bengal.#StudentsCreditCard pic.twitter.com/IH1PWbVdW7
— Satyaki(সাত্যকি) (@satyaki_sngupta) June 25, 2021
This loan money can be used for institutional expenses (course and college fees) and for non-institutional expenses such as hostel fees/rent, purchase of a laptop, or study tours/projects.
Student credit card west bengal registration Eligibility Criteria
- Students must be studying in West Bengal State.
- All the students who have passed the 10th class are eligible to get credit card benefits.
- Anyone who has spent 10 years in West Bengal can get the benefits of this scheme.
- Loans will be given for undergraduate, postgraduate, doctoral, and post-doctoral studies in India or abroad.
- One person is eligible for the scheme till 40 years of age, after 40 years you cannot get the benefits.
- The educational loan shall also be extended to students studying in various coaching institutes, preparing to appear in national-level competitive exams, including IITs, IIMs, NLUs, IAS, IPS, WBPS among others.
WB Student Credit Card scheme will cover various institutional or non-institutional expenses to ensure no student from West Bengal is deprived of education due to lack of monetary support.
WB Student Credit Card Scheme Registration| Apply Online
West Bengal Student credit application online procedure for the students will be released only after the official launch of the notification in pdf.
Till now colleges were given details about the schemes and they are getting the pros and cons of the scheme. The education department will very soon release the official notification after the government’s official release.
The wb student credit card registration 2021 online process will begin after the official launch on the official website.
For more details you have to visit the official portal i.e banglaruchchashiksha.wb.gov.in, here you will have the detailed information.
On this portal, you will have the full details after the launch of the scheme. Till now you have to wait for the official website of the student credit card scheme.
Documents required List
- Aadhar Card.
- Educational Certificates.
- Residence Proof.
- Mobile Number
- Email ID
- Income Proof, etc.
West Bengal Student Credit Card Notification pdf
The official notification for the student credit card scheme pdf is not yet released by the government but very soon we are expecting it to be released.
The scheme’s launch is very recent so there is not much information available, we have to wait for the final launch with official notification in pdf.
Only after that all the requirements and details will be clarified by the department.
Read Also: Bina Mulya Samajik Suraksha Yojana
We have shared the detailed information of student credit card west bengal application form, online registration process, and what is the online application process. More details will be cleared after the official launch.